Safe2OpenSM Fortifies Your Defenses Against New-Account Fraud

Fraud rings gravitate toward the path of least resistance. If your company doesn’t have rigorous, adaptive fraud screening for all new-account applications, you could be their next target.

Safe2OpenSM gives you a powerful defense against new-account fraud. This unique platform-based solution analyzes application data in real time, alerting you to cases that represent a high likelihood of fraud. Only Safe2Open accesses multiple identity-related networks, an industry-leading DDA inquiry network, and the Fraud Investigation NetworkSM to deliver results with unparalleled accuracy. It allows you to identify and stop first-party, third-party, and synthetic identity fraud before it harms your business and your customers.

When There’s New Suspicious Activity, You’ll Know.

As is the case with fraud rings, application data that first appeared benign can quickly become worrisome. Perhaps the identity elements are showing up with frequency at other institutions, and they aren’t quite matched the same as when your institution first saw them. Or there’s now confirmed fraud reported by investigators in the Fraud Investigation Network. When the situation changes, you need to know – and Safe2Open will alert you, sending you this updated information on cases that now need to be investigated. Only Safe2Open, built on the Kevari Fraud Intelligence Platform, with its massive data networks, advanced analytical tools, and patented methodologies, can keep you on the front lines in the fight against new-account fraud – now, and in the future.

The Benefits of Safe2Open

  • Reduce fraud write-offs and protect profitability*
  • Increase the effectiveness and efficiency of investigations
  • Reduce the likelihood of customer friction with accurate assessment of fraud risk
  • Cost-effectively comply with federal regulations

*Most clients find that Safe2Open pays for itself by reducing annual fraud losses.

There are multiple ways to access Safe2Open. Contact us today to discuss your options.


Does Safe2Open use machine learning?

Yes, which means that the Safe2Open model continuously learns which interactions, variables, and behaviors are fraud drivers. Safe2Open can detect emerging fraud schemes even before they become well known to banks.

What data does Safe2Open access on the Fraud Intelligence Platform?

The Fraud Intelligence Platform combines multiple proprietary identity-related networks, including those for physical addresses, phone numbers, IP addresses, and emails, plus velocity data and information from the Fraud Investigation Network, to identify fraud signals and anomalies indicative of new-account fraud.

How does the Fraud Investigation Network improve the Safe2Open score?

The Fraud Investigation Network serves as a built-in feedback loop. When frontline investigators input emails, phone numbers, and addresses associated with fraud into the system, it feeds an advanced machine learning algorithm that informs and strengthens the predictiveness of the model.

What information can be sent along with the Safe2Open score?

Depending on how you access Safe2Open you may have the opportunity to view key score drivers, flags, and messages that will assist in investigators, and deep-level data about identity verification information, address, phone, email, IP, and velocity.

Does Safe2Open come with a case management system?

Kevari offers a complimentary cloud-based Alert Management System (AMS) that allows investigators to review fraud scores, track cases to resolution, and mine their own data for suspicious patterns and fraud rings. Please request a demonstration of Safe2Open on the AMS to see if it is right for your company. Safe2Open is also accessible without the AMS via API.

Does the Safe2Open Alert Management System help provide an audit trail?

Yes, investigators can document their case research, keep notes, and mark cases as closed. They can also categorize the type of fraud they discovered in a searchable format to track trends.

What does a Safe2Open case report deliver via the Alert Management System?

Case reports include fraud-risk scores, score drivers, and supporting information needed for an investigation. Reports have expandable tabs that provide a deep assessment on the following: identity verification information, address, alerts, phone numbers, email, IP address, and velocity of identity elements.

How are investigators alerted when there is new suspicious information on a previous inquiry?

Users of the Alert Management System automatically receive an alert notice for a past inquiry. This means that since the inquiry first went through Safe2Open, new information about the email, phone number, or address associated with the application has been reported as “suspected fraud” by another Safe2Open user.

Is the Safe2Open data/model compliant with the FCRA?

While Safe2Open helps institutions meet their FACTA Red Flags requirements regarding identity theft protection, it is not required by the FTC to be compliant with the FCRA. No decisions are being made based solely on the Safe2Open score. Rather, the score and related data are used to inform a fraud investigation.

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